Buying a home can be a complex process, but it doesn't have to be. With a little preparation, you can save a lot of time and hassle by having all of your documents ready when your mortgage professional needs them.
To start with, the lender will need personal information to verify employment for you and your
co-borrower (if there is one). They will also need information regarding all of your debts and assets.
In order to expedite the paperwork process, start gathering the following items:
• Most recent paystubs for one month
• W2s from the last two years
• Signed copies of your last two years' tax returns, including all schedules that were filed
• Driver License , Social Security Card
• Purchase Contract --- when available.
• Most recent bank statements for two months
• Most recent statements from any retirement and investment accounts for two months.
IN ADDITION, PLEASE FILL OUT APPLICATION HERE or if you prefer, you can print this one page, fill out and email it back to me (lorena.colin@supremelending.com) or fax it back to 866.497.5308.
Click here for do’s and don’ts on your mortgage process
Lorena Colin
Loan Officer, NMLS #389462
Direct: 561.272.8980 Ext. 34 Cell: 561.777.5355 Fax: 866.497.5308
Lorena.Colin@SupremeLending.com
www.LorenaColin@SupremeLending.com
110 SE 4th Avenue, Suite 102
Delray Beach, FL 33483
FHA Approved Lender - #1722400006. VA Approved Lender - #8815610000. Fannie Mae Approved Seller/Servicer - # 27222-000-0. Everett Financial Inc. dba Supreme Lending strives for compliance with all applicable state and federal regulations pertaining to mortgage lending, advertising, and marketing including but not limited to all federal regulations set forth in title 12 of the Code of Federal Regulations, and the guidelines promulgated and/or enforced by the U.S. Department of Housing and Urban Development,
The Consumer Financial Protection Bureau, and the Federal Trade Commission. Supreme Lending is not affiliated with any government agency. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms and interest rates are subject to change without notice. All fees are subject to state and federal high cost thresholds. © 2013 Everett Financial, Inc. dba Supreme Lending (NMLS ID #2129) at 14801 Quorum Dr., #300, Dallas, TX 75254. All rights reserved. For all licenses, visit http://www.nmlsconsumeraccess.org/. Florida Mortgage Lender License MLD131.
PARA COMENZAR LA COMPRA DE LA CASA.-
Comprar un hogar puede ser un proceso complejo, pero se puede simplificar. Con un poco de preparación, usted puede ahorrarse mucho tiempo y problemas teniendo todos sus documentos listos cuando su oficial en préstamos hipotecarios los necesite.
Para comenzar, el banco necesitará su información personal para verificar su empleo y la de su co-aplicante (si hay alguno). Además también será necesaria toda la información referente a sus deudas y activos.
Para poder expeditar el proceso, por favor reúna los siguientes documentos:
• Talones de cheques del trabajo más recientes para cubrir un mes
• Ultimas dos devoluciones de impuestos firmadas con todos sus apartados y hojas
• W2s de los últimos dos años o 1099
• Licencia de conducir, Tarjeta del Seguro Social y Residencia si aplica
• Últimos dos estados de cuenta del banco
• Los últimos dos estados de cuenta de cualquier cuenta de inversión y cuenta de retiro.
• Contrato de compra --- si ya lo tiene.
Ademas por favor sea tan amable de llenar UNA APLICACION EN LINEA AQUI o imprimir esta hoja, llenar y hacerme llegar via email (lorena.colin@supremelending.com) o por fax al 866.497.5308.
Para ver un video con lo que se debe y no se debe hacer durante el proceso, de clic aquí
Lorena Colin
Loan Officer, NMLS #389462
Direct: 561.272.8980 Ext. 34 Cell: 561.777.5355 Fax: 866.497.5308
Lorena.Colin@SupremeLending.com
www.LorenaColin@SupremeLending.com
110 SE 4th Avenue, Suite 102
Delray Beach, FL 33483
To start with, the lender will need personal information to verify employment for you and your
co-borrower (if there is one). They will also need information regarding all of your debts and assets.
In order to expedite the paperwork process, start gathering the following items:
• Most recent paystubs for one month
• W2s from the last two years
• Signed copies of your last two years' tax returns, including all schedules that were filed
• Driver License , Social Security Card
• Purchase Contract --- when available.
• Most recent bank statements for two months
• Most recent statements from any retirement and investment accounts for two months.
IN ADDITION, PLEASE FILL OUT APPLICATION HERE or if you prefer, you can print this one page, fill out and email it back to me (lorena.colin@supremelending.com) or fax it back to 866.497.5308.
Click here for do’s and don’ts on your mortgage process
Lorena Colin
Loan Officer, NMLS #389462
Direct: 561.272.8980 Ext. 34 Cell: 561.777.5355 Fax: 866.497.5308
Lorena.Colin@SupremeLending.com
www.LorenaColin@SupremeLending.com
110 SE 4th Avenue, Suite 102
Delray Beach, FL 33483
FHA Approved Lender - #1722400006. VA Approved Lender - #8815610000. Fannie Mae Approved Seller/Servicer - # 27222-000-0. Everett Financial Inc. dba Supreme Lending strives for compliance with all applicable state and federal regulations pertaining to mortgage lending, advertising, and marketing including but not limited to all federal regulations set forth in title 12 of the Code of Federal Regulations, and the guidelines promulgated and/or enforced by the U.S. Department of Housing and Urban Development,
The Consumer Financial Protection Bureau, and the Federal Trade Commission. Supreme Lending is not affiliated with any government agency. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms and interest rates are subject to change without notice. All fees are subject to state and federal high cost thresholds. © 2013 Everett Financial, Inc. dba Supreme Lending (NMLS ID #2129) at 14801 Quorum Dr., #300, Dallas, TX 75254. All rights reserved. For all licenses, visit http://www.nmlsconsumeraccess.org/. Florida Mortgage Lender License MLD131.
PARA COMENZAR LA COMPRA DE LA CASA.-
Comprar un hogar puede ser un proceso complejo, pero se puede simplificar. Con un poco de preparación, usted puede ahorrarse mucho tiempo y problemas teniendo todos sus documentos listos cuando su oficial en préstamos hipotecarios los necesite.
Para comenzar, el banco necesitará su información personal para verificar su empleo y la de su co-aplicante (si hay alguno). Además también será necesaria toda la información referente a sus deudas y activos.
Para poder expeditar el proceso, por favor reúna los siguientes documentos:
• Talones de cheques del trabajo más recientes para cubrir un mes
• Ultimas dos devoluciones de impuestos firmadas con todos sus apartados y hojas
• W2s de los últimos dos años o 1099
• Licencia de conducir, Tarjeta del Seguro Social y Residencia si aplica
• Últimos dos estados de cuenta del banco
• Los últimos dos estados de cuenta de cualquier cuenta de inversión y cuenta de retiro.
• Contrato de compra --- si ya lo tiene.
Ademas por favor sea tan amable de llenar UNA APLICACION EN LINEA AQUI o imprimir esta hoja, llenar y hacerme llegar via email (lorena.colin@supremelending.com) o por fax al 866.497.5308.
Para ver un video con lo que se debe y no se debe hacer durante el proceso, de clic aquí
Lorena Colin
Loan Officer, NMLS #389462
Direct: 561.272.8980 Ext. 34 Cell: 561.777.5355 Fax: 866.497.5308
Lorena.Colin@SupremeLending.com
www.LorenaColin@SupremeLending.com
110 SE 4th Avenue, Suite 102
Delray Beach, FL 33483
FHA Approved Lender - #1722400006. VA Approved Lender - #8815610000. Fannie Mae Approved Seller/Servicer - # 27222-000-0. Everett Financial Inc. dba Supreme Lending strives for compliance with all applicable state and federal regulations pertaining to mortgage lending, advertising, and marketing including but not limited to all federal regulations set forth in title 12 of the Code of Federal Regulations, and the guidelines promulgated and/or enforced by the U.S. Department of Housing and Urban Development,
The Consumer Financial Protection Bureau, and the Federal Trade Commission. Supreme Lending is not affiliated with any government agency. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms and interest rates are subject to change without notice. All fees are subject to state and federal high cost thresholds. © 2013 Everett Financial, Inc. dba Supreme Lending (NMLS ID #2129) at 14801 Quorum Dr., #300, Dallas, TX 75254. All rights reserved. For all licenses, visit http://www.nmlsconsumeraccess.org/. Florida Mortgage Lender License MLD131.
The Consumer Financial Protection Bureau, and the Federal Trade Commission. Supreme Lending is not affiliated with any government agency. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms and interest rates are subject to change without notice. All fees are subject to state and federal high cost thresholds. © 2013 Everett Financial, Inc. dba Supreme Lending (NMLS ID #2129) at 14801 Quorum Dr., #300, Dallas, TX 75254. All rights reserved. For all licenses, visit http://www.nmlsconsumeraccess.org/. Florida Mortgage Lender License MLD131.
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